Consumer credit is a highly technical area of the law and, for both the uninitiated and experienced practitioners, the intricacies of the Consumer Credit Act 1974 (the Act) can prove overwhelming. Locating, interpreting and applying the correct provisions applicable at the relevant time can be a daunting task. As the Act approaches its fiftieth year and is on the verge of major reform, this new book provides an easy-to-follow, practical, single-volume guide to this challenging area.
Consumer Credit Law and Regulation sets out the scope of the Act, introduces its key concepts and shows how it regulates the ‘customer journey’ from pre-contract matters to enforcement. The practical perspectives on this complicated legislation will prove essential reading for those new to consumer credit law, as well as a vital reference guide for established practitioners. This accessible analysis of key aspects of the Consumer Credit Act enables readers to understand both the structure of the legislation and to navigate the text itself when searching for relevant material. These key topics are organised as follows:
- The regulatory landscape
- Authorisation
- Categorisation of agreements
- Drafting of agreements
- Pre-contractual matters
- Matters arising during the agreement
- Connected lender liability
- Settlement and termination
- Unfair relationships
- Litigation and procedure
If you’re interested in firmwide or multiple user access to this title on ProView then please contact us directly to discuss what options are available.